All posts by Vikas Singh

Hair Transplant Financing and Payment Options

We understand that the upfront cost of a hair restoration procedure may be more than some candidates can afford at one time. Luckily there are numerous convenient hair transplant financing and payment options available to make hair restoration a reality for everyone.* If price is the only thing keeping you from having the hair you’ve always wanted, you owe it to yourself to explore all of your financing options.

Third-Party Lenders

While we don’t offer financing ourselves, we can help connect you with a number of highly respected credit providers to develop a payment plan that works for your budget. We’re not directly affiliated with any of these lenders, and we don’t make any recommendations for or against them. We also don’t receive any payment when you apply for or receive financing through any of these lenders.

Payment Plans

While your actual monthly payments will vary based on the lender, the amount financed, your credit score, and your individual payment terms, most patients end up paying between $70–$300 per month. Depending on the amount you finance, you may be eligible for 24- 36- 48- or 60-month payment terms.

In order to get a more accurate estimate of your potential monthly payments, you’ll first need to determine the cost of your procedure and how much you want to finance. If you haven’t already, start by scheduling a consultation with a Bosley specialist to determine how many grafts you’ll need, which will inform the cost of your procedure.

Submit Your Application

If you’re ready to apply for hair transplant financing, fill out and submit your application online.

By submitting the online application and/or providing information to Bosley for financing, you consent to our financing rules, regulations and policies, as well as to the rules, regulations and policies of the third-party lenders. You’re also acknowledging that you’ve read and agreed to the terms of usage and the privacy policies.

Hair Transplant Financing Questions

To get a free cost estimate, come in for a free personal hair analysis. Bosley offers both nonsurgical and surgical options. To learn more about our financing options or to have your general questions about financing answered, email us at

*Subject to credit approval. Minimum monthly payments required. See provider for details. All figures are estimates. Actual monthly payments will vary from lender to lender based upon the amount financed, the terms for which you apply, and your credit standing. Rates for various lenders’ programs range from 3.99% to 28.99%. Additional terms and conditions may apply, depending on the lender selected. All information subject to change without notice.

Note: At this time, Bosley and its third-party credit agencies only accept credit applications from U.S. residents. For residents of Canada, please contact Medicard and apply directly.

How to Choose a Hair Transplant Surgeon

Choosing the right surgeon is important no matter what type of medical procedure you’re having. When it comes to hair transplant surgery, finding the right hair transplant surgeon can mean the difference between a great result and a disappointing one.

Good vs. Bad Hair Transplant

Most people only notice bad hair transplants. That’s because good hair transplantation results are nearly undetectable. What separates a good hair transplantation from a bad one is the experience and skill of the physician performing the procedure. Inexperienced physicians, or those who don’t practice hair restoration exclusively, are more likely to produce results that look unnatural and are easily noticeable. That’s why choosing the right hair restoration physician is such an important decision.

Who Can Perform a Hair Transplant Surgery?

Technically, any physician/surgeon with the technical know-how can perform a hair restoration surgery. There are plenty of general physicians and plastic surgeons that offer hair transplantations in addition to their other services. But that doesn’t mean the results will always be the same. In addition to the technical knowledge required to perform a successful hair transplant surgery, it also takes a level of artistry and experience that only comes from surgeons who specialize in hair restoration.

How to Choose a Hair Transplant Surgeon

When researching potential hair transplant surgeons, you’ll want to consider a number of different factors, including:

  • Whether they specialize in hair restoration
  • How long they’ve been in practice
  • How many hair transplant procedures they’ve performed
  • What board certifications/credentials they have
  • Before/after pictures of actual patients

Bosley—the Hair Transplant Specialists

At Bosley, our physicians specialize in hair transplant surgery and have established a reputation for their technical and artistic skills. In order to achieve the best possible results, our physicians take many factors into consideration, including your:

  • Age
  • Facial structure
  • Existing hairline
  • Quality of hair
  • Long-term goals
  • Family history of hair loss

Once these factors are taken into account, our doctors use their knowledge of balance and proportion, as well as blending and shading, to add the appropriate amount of density to your thinning hair. The goal isn’t to create a perfectly symmetrical straight line (because a Bosley hairline isn’t a line at all). It’s about creating a zone of hair that transitions from finer, thinner hair to denser, thicker hair—just like a natural hairline. By blending fine delicate hairs into the hairline zone, a great hair transplant can make your hairline look as natural as your original one. This is the Bosley artistic difference.

View our physician profiles to find an experienced Bosley hair transplant surgeon in your area. Next, download our FREE guidebook, The Complete Book On Hair Restoration, to see how great your hair can look.

Thinning Hair and the Hair Growth Cycle

If you’re starting to notice your hair thinning, it’s only natural to wonder why. Could it be the beginning of male or female pattern baldness, or is it simply the result of the natural aging process? To better understand why your hair may be getting thinner over time, we first need to look at how your hair grows.

Natural Hair Shedding

The average adult head can have anywhere from 100,000 to 150,000 hairs. On any given day, you can lose between 100-200 hairs as part of the normal shedding process. Hair is made of the protein keratin, and the hair you can see is simply a string of dead keratin containing cells that have been pushed through the skin by newly formed cells.

Stages of the Hair Growth Cycle

Your hair typically grows at a rate of six inches per year. About 90% of it can be growing at any given time, although hair growth can also be affected by your health, stress and other factors.

The human hair growth cycle is made up of three distinct phases:

  1. 1. Anagen Phase

Also known as the growth or active phase, the anagen phase occurs when the cells in the hair follicle divide to produce new hair fibers. The majority of your hair is in the anagen stage.

  1. 2. Catagen Phase

Sometimes referred to as the transitional phase, the catagen phase is when your hair stops growing and starts to transition into the final growth stage. This stage can last about 10 days.

  1. 3. Telogen Phase

The final stage in the human hair growth cycle, the telogen or resting phase lasts approximately three months. At the conclusion of the telogen phase, the old hair shaft will finally break free and start to shed. A new hair will then start to grow.

Factors that Affect Hair Growth

As you get older, your hair growth cycle can change, or it can be affected by temporary external factors like stress, health, medications and pregnancy. However, some men and women experience a progressive, hereditary condition known as androgenetic alopecia (more commonly known as male or female pattern baldness).

Thinning Hair in Men

Typical male pattern hair loss results in your hair thinning around the temples and crown of the head. The hair on the sides and back of your head have a genetic resistance to dihydrotestosterone (DHT), which is the hormone responsible for hair loss.

Thinning Hair in Women

Women’s hair thins throughout the scalp and can be caused by changes in hormone levels and sensitivity to those hormones, which is exacerbated by menopause and aging. There are many different conditions that can cause thinning hair in women, so it’s always good to identify the true cause of your hair loss before looking for a solution.

Hair Transplantation for Thinning Hair

While you can’t regrow hair that’s already lost, hair transplant surgery can take healthy, DHT-resistant hair follicles and transplant them to your thinning or balding areas. This is because the genetic predisposition for hair loss resides in the follicle, rather than in the scalp. With hereditary baldness, your hair maintains the characteristics of where it was taken from, regardless of where it’s placed in the scalp. That’s why hair transplant surgery is such an effective solution to hair loss.

If you’re worried about your hair thinning and are looking for a safe, permanent, natural-looking solution, download Bosley’s FREE guidebook, The Complete Book On Hair Restoration, to see how great your hair can look.

Is Hair Loss Affecting Your Career and Dating Life?

Hair loss affects about 80 million men and women in the U.S. Although the causes of hair loss vary, male and female pattern baldness is usually the biggest culprit. Regardless of the cause, hair loss can not only affect your self-esteem and confidence, it can also have real effects on your career and dating life.

Studies show that both men and women feel hair loss creates a disadvantage in their business, social and romantic lives.

Concerns About Hair Loss

A study of the psychosocial impact of hair loss among 1,536 European men found that once participants realized they were losing hair, their main concerns were the impact it would have on:

  • Personal attractiveness (43%)
  • Fear of becoming bald (42%)
  • Concern about getting older (37%)
  • Negative impact on social life (22%)

Career Opportunities

When it comes to your career opportunities, hair loss can sometimes be the difference between one job candidate and the next. A study by the EMNID Institut in Munich found that bald men were twice as likely to be turned down for a job than those with hair. The International Society of Hair Restoration Surgery (ISHRS) reported that 77% of adults would be concerned if they were at the beginning of their career and began to experience noticeable hair loss.

Dating and Desirability

Unfortunately, these disadvantages extend to dating as well. The ISHRS also found that about two-thirds of adults would be concerned if they were dating and experienced noticeable hair loss. And, with 25% of men beginning to see male pattern baldness before they turn 21, this can impact a significant portion of their dating experiences.

When it comes to desirability and finding a partner, changing gender roles have made hair loss even more of a factor—especially for men. The New York Times notes that, while in the past women were perceived as having to settle down by a certain age, changing social trends and gender roles are causing men to feel some of those same pressures.

Michael Kimmel, a professor at the State University of New York, cites a study that notes that women of the 1930s were more focused on a man’s earning capacity than their looks. “But now,” Mr. Kimmel says, “women are able to provide for a family, so they are more able to focus as well on physical features.”

Hair Restoration Options

Thankfully, you can do something about your hair loss. Whether it’s a nonsurgical treatment or full hair restoration, you can take back the advantages you may have lost due to hair loss. To learn more about your hair restoration options, download Bosley’s FREE guidebook, The Complete Book On Hair Restoration, to see how great your hair can look.

Temporary Hair Loss: Causes and Symptoms

The first time you notice your hair loss can be an alarming experience. Why am I losing my hair? Am I going bald? Is my hair loss temporary or am I going to lose it forever?

While androgenetic alopecia, the most common cause of thinning hair in men and women, is a progressive condition that can lead to permanent hair loss, there are a number of causes of hair loss that are temporary and can be addressed through changes in your lifestyle or diet.

Temporary Hair Loss in Men

Temporary hair loss in men can be caused by a number of conditions, including hypothyroidism. This is where the thyroid gland doesn’t produce enough thyroid hormone, contributing to thinning hair. Treating hypothyroidism, which usually involves the use of the synthetic thyroid hormone levothyroxine, will typically reverse your hair loss. Additional causes of temporary hair loss in men are general anesthesia, physical trauma and high fever which can lead to an acute telogen effluvium.

Temporary Hair Loss in Women

In addition to being susceptible to most of the same causes of temporary hair loss as men, women can also experience temporary hair loss during pregnancy. This can be due to hormonal changes that happen as a natural part of pregnancy. Hair loss during pregnancy will usually end three to four months after pregnancy is over.

In the following video, Dr. Ken Washenik, Bosley Medical Director, explains hormonal changes during pregnancy and the effect it can have on thinning hair.

Temporary Hair Loss and Stress

Hair loss can also be caused by extreme physical or emotional stress. It’s believed that cortisol hormone, which is released during stress, causes an increase in the dormant phase of hair. This can result in patchiness or a condition called telogen effluvium. Like most types of temporary hair loss, the condition can be reversed, and, over time, your hair should return to its normal growth cycle.

Permanent Hair Loss

If you’re still unsure of the cause of your hair loss, we always recommend talking to your physician to get a diagnosis before starting any treatment regimen. If it turns out that your hair loss isn’t temporary, and is due to a progressive, noninflammatory condition such as male or female pattern baldness, you still have plenty of options for restoring your hair, including hair transplantation—the only permanent solution to hair loss.

If you’re interested in finding out if you’re a good candidate for hair restoration, download Bosley’s FREE guidebook, The Complete Book On Hair Restoration, to see how great your hair can look.

The History of Hair Transplant Surgery

While modern hair transplant surgery is a safe, effective and relatively painless way to achieve a permanent, natural-looking hairline, it took years of research and scientific breakthroughs to become the established hair loss solution it is today.


Hair transplant surgery as we know it originated in Japan in the 1930s as dermatologists worked to find a way to restore hair for burn victims and people with scalp injuries. One doctor in particular, Dr. Shoji Okuda, was able to take grafts of hair-bearing skin from hair-bearing areas and implant them in hairless areas to cover up hair loss on the scalp, eyebrows and upper lip. While his work was designed to treat patients with traumatic alopecia, his techniques were eventually adapted to treat androgenetic alopecia (male and female pattern balding) as well. Unfortunately, due to World War II, his research remained unavailable to western physicians until much later.


In the 1950s, a dermatologist in New York named Dr. Norman Orentreich began to experiment with the idea of relocating or transplanting the hair on the back and sides of the head to the balding areas. He was able to show that, when relocated, resistant hairs from the back and sides of the head would maintain their bald-resistant genetic characteristics. This is known as “Donor Dominance,” and became the foundation of hair transplantation.

1960s and 1970s

During the 1960s and ’70s, the standard of hair transplant procedures involved the use of larger grafts (commonly known as hair plugs) that were removed by round punches and often contained many hairs. Unfortunately, these plugs had an unnatural appearance, causing many people to form a negative opinion of hair restoration surgery in general.

1980s and 1990s

The 1980s and 1990s brought significant improvements in hair restoration technology. The technique of using “micrografts” to implement smaller numbers of grafts allowed surgeons to soften the frontal hairline, making them look more natural. This micrograft technique eventually evolved into today’s modern hair transplantation. Considered the gold standard, Follicular Unit Transplantation (FUT) and Follicular Unit Excision (FUE) techniques of hair transplantation are so refined that hair transplant results could closely mimic how hair grows naturally.


With advancements in technology, there also came a renewed focus on the importance of artistry in creating a natural-looking hairline. As the founder of the Bosley Medical Institute, Dr. Larry Lee Bosley helped pioneer techniques and technology that allowed physicians to recreate patients’ original hairlines. In addition to performing more than 32,500 restoration procedures himself, he also helped train and mentor some of the most talented hair restoration surgeons currently in practice through the Bosley Medical Group.


Bosley uses the latest technology for both surgical and nonsurgical solutions. The Bosley FUE device is hand held, rather than using a robot, because Bosley physicians pride themselves on using their skill and artistry to create a completely natural looking hairline. Bosley’s nonsurgical solutions include: TriGen+®with Power Matrix PRP™, which includes three types of regeneration to help promote hair growth—Low Level Laser Therapy, Platelet Rich Plasma (PRP) and minoxidil. Also, Bosley offers Scalp Micropigmentation (SMP), which applies pigment or “hair dots” to create the impression of density and/or a new hairline.

How Much Does Eyebrow Restoration Cost?

The cost of an eyebrow restoration procedure will vary depending on your level of eyebrow hair loss and your personal goals. Unlike hair transplantation, your cost isn’t solely based on the amount of grafts you’ll need. Instead, pricing is determined based on which of the three levels of eyebrow restoration you and your physician decide on.

Touch-up Eyebrow Restoration

  • Grafts: 50-100
  • Cost Estimate: $4,125

If you’re just looking for a little more fullness or a subtle reshaping, our touch-up option of 50-100 grafts is a much more natural alternative to penciling or tattooing.

Eyebrow Enhancement

  • Grafts: 101-199
  • Cost Estimate: $4,425

If years of plucking and tweezing have left you with a patchy, pencil-thin brow, our enhancement option of 101-199 grafts can significantly enhance your looks by filling in the gaps.

Full Eyebrow Restoration

  • Grafts: 200+
  • Cost Estimate: $5,125

If you were born with little to no brows or have thin or patchy brows due to genetics, disease or other reasons, our full restoration of 200+ grafts can give you a beautifully shaped brow line.

Schedule a free consultation to get a cost estimate from a Bosley specialist.

How Long Does a Hair Transplant Last?

If you’re starting to research hair restoration as a solution to your hair loss, it’s normal to wonder “How long does a hair transplant last? Am I going to have to go back for surgery every few years just to maintain my transplanted hair?”

The good news is that when performed by a trained, experienced hair restoration specialist, a hair transplant procedure can last a lifetime.

That’s because the genetic predisposition for hair loss resides in the follicle, rather than in the scalp. Hair transplant surgery takes healthy hair follicles and transplants them to your thinning or balding areas. With hereditary baldness, your hair maintains the characteristics of where it was taken from, regardless of where it’s placed in the scalp. That’s why hair transplant surgery is the only permanent solution to hair loss.

Since hair loss is progressive and there’s a physical limit to what can be done in a single procedure, some patients choose to have multiple procedures in order to increase their hair density. But that doesn’t affect the hair that was originally transplanted—it just augments it.

Watch real-life patients reflect on their permanent hair restoration procedure and natural hair growth results:

If you’re looking for a permanent, natural-looking solution to your hair loss, download Bosley’s FREE guidebook, The Complete Book On Hair Restoration, to see how great your hair can look. Or schedule a free consultation with a Bosley specialist today.

Does My Hair Color Affect Hair Loss?

While you may have heard that blonds suffer more hair loss than brunettes, the reality is that your natural hair color doesn’t have any effect on your likelihood of experiencing hair loss.

“We don’t see any clinically significant differences in hair loss if you have blond hair, brown hair, black hair or red hair,” says Dr. Ken Washenik, Chief Medical Director of Bosley Medical Group.

The contrast between your hair color and scalp can affect how your male pattern baldness looks, but that has less to do with physiology and more to do with perceived eyesight. If you have dark hair and a light scalp, your male pattern baldness will be more apparent than someone whose hair and scalp have similar colors.

That being said, there are physiological differences between the hair of those with different natural hair colors. One of them is the actual amount of hair follicles they have. Whereas natural blonds have anywhere from 120,000-147,000 hairs, those with brown or black hair usually only have 100,000-120,000. And redheads typically average only 90,000 hair follicles. Scientists believe that this is due to the fact that darker hair contains more melanin (which provides a barrier to UV rays), so darker haired people don’t need as much hair to provide the same level of protection.

Abnormal Hair Loss

No matter what color your hair is, it’s normal to lose anywhere from 50-100 hair follicles a day. If you think that you’re experiencing an unnatural amount of hair loss, it’s important to see a physician to determine the true cause of your hair loss. If your hair loss is due to a hereditary condition (such as male pattern baldness), surgical and medical approaches to hair restoration might be options.

To learn more about your hair restoration options, download Bosley’s FREE guidebook, The Complete Book On Hair Restoration, to see how great your hair can look. Or schedule a free consultation with a Bosley specialist today.