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Hair Transplant Financing: Bosley Financing & Payment Options

Getting a hair transplant is a significant investment in yourself. It’s a decision to prioritize your confidence and self-image and take your life back – starting with your hair. Over the years, we’ve performed over 470,000 hair restoration procedures, and many patients tell us the same thing: it’s so worth it, and they only wish they’d done it sooner.

But at the same time, we acknowledge that the upfront cost of a hair restoration procedure may be more than you or others can afford at once. And we believe finances shouldn’t stand in the way of getting your confidence back.

That’s why Bosley offers flexible financing options to suit almost any budget. We’ve partnered with leading third-party lenders to offer payment options so you can get your hair transplant now and pay over time. Learn how to finance your Bosley hair transplant.

Hair Transplant Financing

We’ve partnered with CareCredit to offer Bosley patients a convenient way to pay for hair restoration over time. CareCredit offers a health, wellness, and personal care credit card. CareCredit cardholders can take advantage of promotional financing for purchases of $200 or more, which can make it possible to move forward with hair restoration treatment today and make monthly payments over time. Subject to credit approval. Learn more about CareCredit’s financing options here.

We can also help connect you with other highly respected credit providers to develop a payment plan that works for your budget.

Hair Transplant Payment Options

CareCredit offers no interest if paid in full within 6, 12 or 18 months* financing on purchases of $200 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required. CareCredit also offers reduced APR financing with fixed monthly payments** for 24, 36 and 48 months on purchases of $1,000, or for 60 months on purchases of $2,500 or more. Financing from other lenders may also be available. This means that if approved, you could schedule a hair transplant now and take up to five years to pay.

Your actual monthly payments will vary based on the lender, the amount financed, your credit score, and your individual payment terms, but we’ve found that most patients end up paying between $150-$350 per month.

Hair Transplant Discounts

Paying for your hair restoration procedure over time can make the entire cost more affordable… but lowering that overall cost helps a lot, too! Cosmetic procedures such as hair transplantation typically are not covered by insurance, but taking advantage of discounts can help bring the out-of-pocket cost down.

You can claim a $250 gift card to use toward your hair transplant along with a free hair loss information kit here.

We also regularly run seasonal promotions and discounts to help new patients save on the cost of a hair transplant. Following us on social media (@bosleymedical) is a great way to keep an eye out for these offers. You can also check out all current offers we have running here – just schedule a free consultation and mention the promo you saw to claim your discount!

You can also combine current offers with financing options. Ask about that during your consultation!

Apply for Hair Transplant Financing

Applying for hair transplant financing is a quick, straightforward process. Get started today! You can see if you prequalify for the CareCredit credit card with no impact to your credit bureau score. Or, schedule a free consultation here to explore other lending options with a Bosley hair restoration expert.

Get a Hair Transplant Cost Estimate

Knowing the total cost of your hair transplant will help you choose the lender and payment option that’s best for you. Schedule a free consultation to get an estimate of how much your hair transplant will cost based on your situation.

Get a Hair Transplant Cost Estimate



*No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. Any discount will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required. The required minimum monthly payments may or may not pay off the promo purchase before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts as of 5/30/24: Purchase APR 32.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**Reduced APR and Fixed Monthly Payments Required Until Paid In Full. 24 months offer with a 17.90% APR; 36 months offer with a 18.90 % APR; 48 months offer with a 19.90% APR; 60 months offer with a 20.90% APR. Interest will be charged on promo purchases from the purchase date. Fixed monthly payments are required until paid in full and will be calculated as follows: on 24-month promotions – 4.9876% of initial promo purchase amount; on 36-month promotions – 3.6605% of initial promo purchase amount; on 48-month promotions – 3.0377% of initial promo purchase amount or on 60-month promotion – 2.6997% of initial promo purchase amount. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts as of 5/30/24: Purchase APR 32.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

What to do next?

To learn more about your hair restoration options and the average hair transplant timeline, The Complete Book on Hair Restoration, to see how great your hair can look. If you’re ready to do something about that bald spot or thinning hair now, schedule a FREE in-person or video consultation with a trained Bosley hair restoration specialist. Together with a Bosley Physician, we can help you find out what’s causing your balding and what treatment solution is right for you.

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